Credit Union News
Updated Hours of Operation
Beginning March 1, 2022, we are changing our hours of operation. On Fridays only, we will be opening the drive through at 8:30AM and the lobbies at 9:00AM. We will be closing at 5:30PM.
Get a NEW Auto Loan for as low as 2.75% APR!
Loan Rates
Loan Rates
| Loan Type | APR* |
|---|---|
| 2020 & Newer Automobile / Motorcycle | As low as 2.75% |
| 2019 & Older Automobile / Motorcycle | As low as 3.25% |
| 2020 & Newer Boat/ATV/RV & Camper Loans** | As low as 4.25% |
| 2019 & Older Boat/ATV/RV & Camper Loans** | As low as 4.75% |
| Unsecured Loans | As low as 7.75% |
| Share Secured Loans | Share Rate + 2.50% |
| Certificate Secured Loans | Certificate Rate +2.50% |
| VISA Platinum Cards | As low as 7.99% |
| Home Equity Loans | Contact Loan Officer for current rates and terms. |
*APR = Annual Percentage Rate. Auto/Motorcycle/Boat/ATV/RV/Camper “As low as” rates based on 24-month term and may include .25% rate reduction for automatic payment. Loans subject to credit approval. Other rates and terms are available based on creditworthiness, qualifications, and collateral conditions and are subject to change. Membership Eligibility Required. Contact us to determine your qualifying APR. Franklin-Oil Region Credit Union makes all final decisions regarding vehicle value and proper rate. Some restrictions apply. Effective 05/23/2022.
**Financing available for up to 90% of M.S.R.P. for new and up to 80% of N.A.D.A. Retail Value for used Boats, ATVs, RVs and Campers.