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Credit Union News

2021 Holiday Schedule

Franklin-Oil Region Credit Union will be closed the following days in 2021:

Tuesday, October 26th – Franklin Office Closing at 4:00pm
Thursday, November 11th – Veteran’s Day
Thursday, November 25th – Thanksgiving Day
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Loan Rates

Loan Rates

Loan TypeAPR*
2019-2021 Automobile / MotorcycleAs low as 2.25%
2018 & Older Automobile / MotorcycleAs low as 2.75%
2019-2021 Boat/ATV/RV & Camper Loans**As low as 3.75%
2018 & Older Boat/ATV/RV & Camper Loans**As low as 4.25%
Unsecured LoansAs low as 7.25%
Share Secured LoansShare Rate + 2.50%
Certificate Secured LoansCertificate Rate +2.50%
VISA Platinum CardsAs low as 7.99%
Home Equity LoansContact Loan Officer for current rates and terms.

*APR = Annual Percentage Rate. Auto/Motorcycle/Boat/ATV/RV/Camper “As low as” rates based on 24-month term and may include .25% rate reduction for automatic payment. Loans subject to credit approval. Other rates and terms are available based on creditworthiness, qualifications, and collateral conditions and are subject to change. Membership Eligibility Required. Contact us to determine your qualifying APR. Franklin-Oil Region Credit Union makes all final decisions regarding vehicle value and proper rate. Some restrictions apply. Effective 03/30/2020.

**Financing available for up to 80% of M.S.R.P. for new and up to 80% of  N.A.D.A. Retail Value for used Boats, ATVs, RVs and Campers.