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Deposit Rates


TypeMinimum to OpenMinimum Average to Obtain YieldDividend RateAPY**
Regular Shares$5.00$150.00.15%.15%
Share Account$0.00$150.00.15%.15%
Smart Saver$0.00$25.00.15%.15%
Business-DBA w/ Soc. Sec #$5.00$150.00.15%.15%
Live and Learn$5.00$25.00.15%.15%
Juvenile Shares$5.00$25.00.15%.15%


Clubs $5,000 Maximum

TypeMinimum to Open Minimum & Maximum to Obtain YieldDividendAPY**
Christmas$0.00$5 - $5,000 max.30%.30%
Vacation$0.00$5 - $5,000 max.30%.30%


Share Certificates

TermMinimum to OpenMinimum to Obtain YieldDividendAPY**
60 - 365 Day$500$50020%.20%
18 Month$500$500.25%.25%
24 Months$500$500.30%.30%
36 Months$500$500.35%.35%
48 Months$500$500.40%.40%
60 Months$500$500.45%.45%
Live and Learn$250$250


** APY = Annual Percentage Yield
Effective 07/01/2020-Rates subject to change.
Call to confirm.