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Credit Union News

2021 Holiday Schedule

Franklin-Oil Region Credit Union will be closed the following days in 2021:

Tuesday, October 26th – Franklin Office Closing at 4:00pm
Thursday, November 11th – Veteran’s Day
Thursday, November 25th – Thanksgiving Day
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Deposit Rates


TypeMinimum to OpenMinimum Average to Obtain YieldDividend RateAPY**
Regular Shares$5.00$150.00.10%.10%
Share Account$0.00$150.00.10%.10%
Smart Saver$0.00$25.00.10%.10%
Business-DBA w/ Soc. Sec #$5.00$150.00.10%.10%
Live and Learn$5.00$25.00.10%.10%
Juvenile Shares$5.00$25.00.10%.10%


Clubs $5,000 Maximum

TypeMinimum to Open Minimum & Maximum to Obtain YieldDividendAPY**
Christmas$0.00$5 - $5,000 max.15%.15%
Vacation$0.00$5 - $5,000 max.15%.15%


Share Certificates

TermMinimum to OpenMinimum to Obtain YieldDividendAPY**
60 - 365 Day$500$500.15%.15%
18 Month$500$500.20%.20%
24 Months$500$500.25%.25%
36 Months$500$500.30%.30%
48 Months$500$500.30%.30%
60 Months$500$500.30%.30%
Live and Learn$250$250


** APY = Annual Percentage Yield
Effective 04/01/2021-Rates subject to change.
Call to confirm.