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Credit Union News


Updated Hours of Operation

Beginning March 1, 2022, we are changing our hours of operation. On Fridays only, we will be opening the drive through at 8:30AM and the lobbies at 9:00AM. We will be closing at 5:30PM.

Get a NEW Auto Loan for as low as 2.75% APR!

new auto loan

Voice Response Unit (VRU)

The “Working F.O.R. You” VRU is Franklin-Oil Region Credit Union’s 24-hour phone banking system that is available to all members, free of charge. VRU safely allows you to process real-time transactions by simply calling (814) 432-2846 and following the automated prompts. Here are a few things to remember when using the VRU system:

  • The system requires you to input your membership number in a special format that you will receive at account opening.
  • Your initial access code will be a 4 digit number you will receive at account opening. We strongly recommend changing this to a secure 4 digit number that only you know.  This can be completed by calling the VRU and following the automated prompts.
  • VRU allows you to obtain account balances, transfer funds between your sub-accounts or make loan payments.

Don’t forget – You can always contact the credit union with any questions you may have.