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CONSUMER ALERT: CHECK YOUR CREDIT MORE OFTEN THROUGH COVID-19 EMERGENCY

May 13, 2020


Now more than ever, reviewing your credit history is an important way to avoid becoming a victim of fraud or identity theft.  Normally, consumers are permitted to access their free credit report once per year through each of the three major credit bureaus.  Currently, consumers are permitted (and encouraged) to access these reports for free on a weekly basis. 

After visiting AnnualCreditReport.com and entering the prompted information, take these steps to ensure the accuracy of your report:

  • Verify all business names and payment dates are correct in the report’s transaction history;
  • Verify all addresses, additional lines of credit, and accounts are correct; Dispute any unfamiliar or incorrect information—the Office of the Attorney General sent a letter to credit reporting agencies reminding them of their obligation to resolve these disputes quickly for Pennsylvania consumers.
  • Consumers can sign up for text scam alerts, which offer tips for consumers to avoid becoming a victim of a scam, warn about new scams, or update subscribers on consumer protection issues.

Pennsylvanians can sign up for these tips from the AG’s Office here.

Consumers in Pennsylvania can also file a complaint about an active or potential scam here.